As the next forced-outlay-of-cash-day approaches, with almost everyone expected to lay out some hard-earned cash to card companies, candy companies, flower companies, jewelry companies, and

“The story so far: In the beginning the Universe was created. This has made a lot of people very angry and been widely regarded as a bad move.” ― Douglas Adams
As the next forced-outlay-of-cash-day approaches, with almost everyone expected to lay out some hard-earned cash to card companies, candy companies, flower companies, jewelry companies, and